January 2022 Real Estate and Market Trends, San Diego, CA

The pandemic created an unprecedented shift in the real estate market and we are all still feeling its effects.
What Does Your Credit Score Mean for Your Mortgage Rate?

Your credit score is an important factor in qualifying for a good mortgage rate. The higher your score, the lower rate you can qualify for. A score of 740 or above is considered excellent, and can help you secure the best rate. A drop of 100 points could cause a drop of 1 percent. This […]
How has the Real Estate Market Shifted in 2021?

Looking back over the last two year, we have seen a lot of changes take place in the Housing Market. From the way houses are sold to mortgage rates, from home values to inventory, it is clear that the market has adapted to the many shifts that have taken place. The pandemic being a driving […]
Is an Energy Efficient Mortgage a Real Thing?

An energy-efficient home can reduce living expenses in addition to conserving and protecting natural resources.
What You Need to Know About The Future of Home Prices

While experts predict real estate will continue to appreciate, there are signs that the rate of appreciation may be slowing to closer-to-normal levels in the coming years.
How Homeowners are Building Wealth in 2022

It’s no secret that homeownership contributes to wealth-building opportunities for owners. But how do you build wealth as a homeowner?
What is on the Wishlist for Homebuyers in 2022?

With new listings come more choices for homebuyers and more competition for sellers. Builders are doing their best to keep construction pace up to the demand for new inventory to arrive in the coming year.
“Far from Normal.” The State of Real Estate Today and Fall Predictions

The market is still capable of surprises and there is no sight of it dying down any time soon.
The Forbearance Period Extended to September 2021. What Does it Mean for You When It Ends?

Many homeowners have struggled with paying their monthly mortgage payments since the start of the pandemic.
Is there More Housing Supply Coming this Fall?

Single-family and new home construction has been on the decline for years. Low inventory plays a bigger part in society than we think.